Investment Strategy Darden Financial provides investment management where we believe the potential for reward outweighs the risk entailed. All of our investment activities operate according to the unifying philosophy that follows: The Primacy Of Risk Control Superior investment performance should not be the primary goal, but rather with less-than-commensurate risk. Above average gains in good times are not proof of a manager's skill. Thus, rather than merely searching for prospective profits, we place the highest priority on preventing losses. Emphasis On Consistency Oscillating between top-quartile results in good years and bottom-quartile results in bad years is not acceptable to us. It is our belief that a superior record is best built on a high batting average rather than a mix of brilliant successes and dismal failures. The sheer mathematics of compounding rewards consistency. Top Down & Bottom Up Investing We believe in investing through in-depth knowledge of companies and their securities, not through attempts at predicting what is in store for the economy, interest rates or the securities markets. Although we believe a reasoned perspective on macro-forcasting is important, we are careful to evaluate balance sheets before recommending individual securities as part of our efforts to mitigate risk.