Financial Planning

Retirement planning involves evaluating your current financial standing and creating an accumulation strategy that will help to ensure a desired retirement lifestyle. Because an individual’s retirement years can span decades, retirement planning generally dominates other financial goals. A successful retirement plan put into place during the wealth-building lifespan should address ways to maximize growth and tax-efficient distributions, as well as how to leave retirement assets to the next generation.

Our 5 Step New Client Process

1. Our first meeting consists of getting to know one another. We will discuss your goals and objectives, while addressing any concerns you may have about your finances.
   
2. Your advisor will review all of your financial information. If requested, your advisor will collaborate with your other financial professionals (CPAs, Attorneys, and Insurance Professionals) for a better understanding of your financial situation.
   
3. After your advisor has reviewed your entire financial picture, he will meet with the entire Darden Financial team and walk through all of your goals and objectives, discuss any vulnerabilities in your investment portfolio, and consider specific investment recommendations in order to better reach those objectives.
4. You and the advisor will meet again to discuss the financial analysis, and any recommendations Darden Financial may have. We understand the information given may be overwhelming, so we ask that you take a few days to think about our recommendations. During this time, write down any questions that come to mind, so your advisor may address them in the next meeting.
   Once you become an official client of Darden Financial, we will begin implementing the investment recommendations, and schedule a performance review cycle that best fits your schedule.
   
5. Our advisors meet with the firm’s clients quarterly, semi-annually, or annually to track investment performance, discuss any changes in their financial situation, or to update their personal financial plan for better consistency and accuracy.